Solutions · NBFCs

Run your own book, end to end

You hold the licence and carry the risk — your platform should carry everything else. Loano gives an NBFC the whole lifecycle in one system of record, with the controls RBI scrutiny assumes.

Your lender-of-record identity everywhereMaker-checker before money movesTwo-layer audit trail from day one
Sound familiar?

What breaks first at scale

The tool patchwork

Bureau in one tab, e-sign vendor in another, collections in a spreadsheet — and the truth of a file scattered across all three.

Audit by reconstruction

When the auditor asks who changed the sanctioned amount and why, the answer lives in memory and WhatsApp, not on a record.

Collections leakage

Mandates missed at onboarding, penalties tracked by hand, discounts vanishing without a trail — small leaks, compounding monthly.

Headcount-shaped growth

Every hundred extra files needs another person, because nothing about the process gets cheaper as it repeats.

The playbook

How teams like yours run on Loano

One system of record

Every application, decision, rupee and message on one platform — with each desk scoped to its lane and admins seeing across all of it.

Decisions that hold up

Bureau pulls, FOIR and AI briefs feed a sanctioned decision that generates disclosure-complete paperwork the moment it’s made.

Disciplined money movement

A mandate before disbursal, maker-checker before release, and payout files that carry your NBFC as remitter.

Collections that compound

Auto-debit does the routine work; links, part-payments and a dedicated NPA desk handle everything else — on the record.

In practice

Your NBFC identity on everything

Regulated lending is identity-sensitive work. Loano prints yours exactly where it belongs.

  • Documents — legal name, CIN and registered office on every KFS, sanction letter and agreement.
  • Payouts — remitter identity on disbursal files is your NBFC — matching the paperwork.
  • Borrower surfaces — portal, emails and domains carry your brand; the platform stays invisible.
★★★★★

We went from spreadsheets and WhatsApp forwards to a single pipeline with every action on the record. Our first disbursal through Loano happened in week one — KYC, e-sign and mandate all in a single sitting.

R
Rahul S.Founder, consumer-lending NBFC · Delhi NCR

Representative customer experience; name abbreviated for privacy.

Questions

Frequently asked

Can we migrate a live book?

Yes — enterprise onboarding includes migration assistance, and live books have been moved onto the platform including in-flight loans, mandates and repayment schedules. We scope it in the first call.

How long to go live?

The platform is ready the day your entity is provisioned. Typical go-lives take one to two weeks, most of which is your provider paperwork — bureau agreements, gateway KYC, e-sign onboarding — which we drive with you.

Whose provider accounts does it run on?

Yours. Bureau, payments, e-sign and comms run on your own agreements and keys, encrypted at rest and configured per entity from one screen.

See your NBFC on Loano

A 30-minute walkthrough on your own scenarios — from first lead to final rupee.

Book a demo