The company behind the platform

Built for Indian lending,
from the inside

Loano is the product of ITLABZ Technology — a platform shaped shoulder to shoulder with working lenders, not designed in a vacuum.

Our story

Software that grew up on a lending desk

ITLABZ TECHNOLOGY PRIVATE LIMITED was incorporated in 2017 in Ghaziabad, Uttar Pradesh. Loano began the way most honest products do — with a problem we kept seeing up close: Indian short term lending teams running regulated loan books on spreadsheets, WhatsApp forwards and a patchwork of disconnected tools.

So we built the missing system of record — module by module, alongside live lending desks. Working underwriters told us what a usable assessment brief looks like, disbursal officers insisted on maker-checker before money moved, collection agents redrew the overdue workspace until it matched a real calling day.

That is still how we build. A feature earns its place by surviving a working desk, not a slide deck — and today the platform carries the full lifecycle, from first lead to final rupee, with AI copilots beside every desk.

2017ITLabz incorporated

A technology company in Ghaziabad, building for Indian businesses.

The buildModule by module, on live desks

Leads, KYC, underwriting, e-sign, eNACH, disbursal, collections, recovery — each shipped into production use.

TodayThe full lifecycle, with AI

Multi-brand, white-label, straight-through capable — and still built with working lenders every week.

1platform — the whole lending lifecycle
20+integrations, pre-wired per entity
3domains per brand — CRM · portal · website
2portal flavours — staff-verified or automated
What we believe

The principles we build by

Four convictions run through every module we ship — you will recognise them on every screen.

Controls before convenience

Lending is regulated work, so the guardrail ships with the feature — never as an afterthought. Maker-checker, stage locks and edit windows are the default, not an upgrade.

AI assists, people decide

Our copilots read, rank, flag and draft — they never approve. Credit and collection decisions always rest with your authorised staff, with the reasoning on the record.

Your brand, not ours

Borrowers see your name, your domains and your documents — Loano stays behind the curtain. White-label is the foundation of the platform, not a paid add-on.

Every rupee on the record

Money never moves quietly: every disbursal, collection, waiver and refund carries an actor, a timestamp and a reason. Auditors get answers, not reconstructions.

The operator

A registered Indian company, on the record

Loano is built and operated by ITLABZ TECHNOLOGY PRIVATE LIMITED, incorporated in 2017 and headquartered in Vasundhara, Ghaziabad. We are the technology provider — a software company, not a lender — and borrower funds never pass through us.

  • Legal name — ITLABZ TECHNOLOGY PRIVATE LIMITED
  • CIN — U74999UP2017PTC093539
  • Registered office — S1, Second Floor, PH-08, Sector-1, Vasundhara, Ghaziabad, Uttar Pradesh – 201012
  • Product — Loano, the lending platform for Indian NBFCs and LSPs
ITLABZ TECHNOLOGY PVT LTDLegal name
U74999UP2017PTC093539CIN
Vasundhara, Ghaziabad, UPRegd. office
LoanoProduct

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