Product · Borrower portal

A borrower journey you’d put your name on

OTP login, guided application, document upload, offers, e-sign and servicing — mobile-first, on your own domain, in your own branding. Choose per brand: staff-verified, or straight-through.

  • Two portal flavours, chosen per brand
  • Mobile-first and readable in daylight
  • Runs on your domain with automatic HTTPS
Capabilities

What ships in the box

Standard portal

OTP login, guided application, document upload, offer acceptance, e-sign, servicing and pre-closure.

Automated portal

A straight-through journey: instant offer, bureau-gated auto-approval, real eNACH and e-sign — no agent needed on the happy path.

Safety-net callbacks

Journeys that stall after approval land in a callback queue so a human picks them up within minutes.

Re-loans in one tap

Returning borrowers with a clean record get instant approval within your caps — mandate reuse included.

Loan servicing built in

Statements, payment links, part-payment and foreclosure quotes — self-serve, without a call to your team.

Reduced-offer consent

When you approve less than requested, the borrower reviews and explicitly accepts before e-sign.

How it works

From first click to the record

ApplyMobile-OTP login and a guided application designed for the phone in their hand.
VerifyKYC, documents and — on the automated flavour — a bureau-gated instant decision.
Accept & signOffer acceptance, eNACH authorisation and Aadhaar e-sign in one sitting.
ServiceRepayments, statements and closure — self-serve for the life of the loan.
In practice

Straight-through, with a safety net

The automated portal takes a borrower from application to signed agreement without an agent — and catches the ones who stall.

  • Bureau-gated auto-approval — instant decisions run on the bureau rules you configure — policy, not model discretion.
  • Real rails, not demos — the journey registers a real eNACH mandate and executes a real Aadhaar e-sign.
  • The 15-minute watchdog — approved journeys that stop moving land in a callback queue for a human to rescue.
Questions

Frequently asked

Can we run both portal flavours?

Each brand picks its flavour — a cautious brand can run staff-verified while a digital-first sister brand runs straight-through, on the same platform account.

What does “your domain” mean concretely?

The portal serves from a domain you own — apply.yourbrand.in — with HTTPS issued automatically. Borrowers never see Loano.

What if a borrower gets stuck mid-journey?

Post-approval stalls trigger the callback watchdog: the file lands in a queue and your team calls within minutes, with the journey state visible.

Walk the borrower journey yourself

Apply on a sandbox portal from your phone — offer, mandate and e-sign included.

Book a demo