The operating system for Indian lending
The end-to-end platform Indian NBFCs, LSPs and fintechs run their loan business on — every stage, one system, under your brand.
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e-KYC, credit bureaus, payments, e-sign, eNACH and messaging — pre-wired per entity so the whole process runs seamlessly.
Lead to recovery on a single record — no spreadsheets, no exports between tools, no lost context.
CRM, borrower portal and website on your own URLs — your borrowers never see the name Loano.
Who did what, when and from where — with maker-checker approval on every disbursal.
Spreadsheets got you here. They won't get you further.
Most Indian lending desks run regulated loan books on a patchwork — the bureau in one tab, e-sign in another, collections in somebody's head. It works right up until volume, staff churn or an audit arrives.
Every file is a scavenger hunt across tools. Every handoff loses time, context — and sometimes the borrower.
With Loano — one pipeline, one record: every stage flows into the next.Who approved what, and why? When the trail lives in chats and memory, every review becomes a reconstruction project.
With Loano — a two-layer audit trail answers who, when and why in one search.When nothing gets cheaper with repetition, every hundred extra files needs another person — margin eaten by process.
With Loano — automation does the repeatable work, so volume stops meaning headcount.The whole journey, one system of record
No hand-offs between tools, no spreadsheets in between — every stage flows into the next with the audit trail intact.
Everything a lending business needs
Fourteen purpose-built modules that switch on per entity — start lean, enable more as you grow.
Underwrite with a copilot, not a checklist
Loano puts AI beside every desk — reading documents, ranking queues and drafting briefs — so your team spends judgement where it matters.
AI assists; your authorised staff decide. Meet all six copilots
India's lending rails, pre-wired
Digio, DigiLocker, Cashfree, Razorpay, Equifax, TransUnion CIBIL, Experian, ICICI Bank, MSG91, Gupshup and more — configured per entity from one screen.
KYC & identity
Credit bureaus
Payments & mandates
Contracts & banking
Communications
Two portals. One brand — yours.
Give borrowers a polished, mobile-first journey under your own domain. Choose per brand: a staff-verified flow, or a fully automated straight-through journey.
- Standard portal — OTP login, guided application, document upload, loan servicing and pre-closure.
- Automated portal — instant offer, bureau-gated auto-approval, eNACH and e-sign without an agent touching the file.
- Re-loans in one tap — returning borrowers with a clean record get instant approval within your caps.
Lenders who made the switch
We went from spreadsheets and WhatsApp forwards to a single pipeline with every action on the record. Our first disbursal through Loano happened in week one.
Underwriters open the brief, check the flags, decide — files that used to take forty minutes take ten, and the audit trail keeps our partner NBFC comfortable.
We run two brands on one Loano account — separate domains, separate documents, separate books, one team. On-time repayment went up without adding headcount.
Representative customer experiences; names abbreviated for privacy. More stories
Built to support your RBI compliance programme
Lending is regulated work. Loano's workflows are shaped around the controls your auditors expect to find.
Loano provides workflow controls and records; regulatory compliance remains the responsibility of the regulated entity. Security in depth
See your lending business on Loano
A 30-minute walkthrough with your own scenarios — from first lead to final rupee.
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