Launch straight-through lending, fast
The journey your product team would spend a year building — instant offer, auto-approval, mandate, e-sign, servicing — already runs. You bring the licence (yours or a partner’s), the brand and the growth plan.
What breaks first at scale
KYC, bureau, mandates, e-sign, payouts, reconciliation — each “two-week integration” becomes a quarter, before a single loan.
Six providers, six dashboards, six failure modes — and reconciliation logic nobody wants to own.
Every handoff between systems loses borrowers; every stall after approval loses the best ones.
Digital acquisition with manual processing behind it — growth just moves the bottleneck indoors.
How teams like yours run on Loano
The automated portal takes a borrower from application to signed agreement without an agent on the happy path — on your domain.
Bureau-gated auto-approval within your policy, with AI briefs for the files that need a human look.
One-tap re-loans for clean repeat borrowers — instant approval within caps, mandate reuse included.
Second product, second brand, second partner — each a configured entity, not a second platform.
Ad click to signed agreement, no human on the happy path
The automated portal is a real straight-through journey on production rails — with a safety net for everyone who stalls.
- Instant offer, policy-gated — bureau rules you configure make the call in seconds — auditable policy, not model discretion.
- Real mandate, real signature — eNACH registration and Aadhaar e-sign execute inside the journey, not as follow-up emails.
- The watchdog — approved journeys that stop moving land in a callback queue within minutes — a human rescues the conversion.
We run two brands on one Loano account — separate domains, separate documents, separate books, one team. Collections auto-debit plus payment links took our on-time repayment up without adding headcount.
Representative customer experience; name abbreviated for privacy.
Frequently asked
Do we need our own NBFC licence?
You need a regulated lender in the structure — your own NBFC or a partner NBFC with you as LSP. Loano supports both and prints the lender of record correctly either way.
How fast can we realistically launch?
Platform provisioning is same-day; the calendar time is provider paperwork (bureau, gateway, e-sign) which typically lands in one to two weeks when driven in parallel.
How custom can the journey be?
Products, rates, tenure windows, bureau gates, branding, domains and document wording are configuration. If you need something structural beyond that, we’ll tell you honestly in the first call.
Apply on the demo portal yourself
Take your phone through the straight-through journey — offer, mandate and e-sign included.
Book a demo